Course Title: Interpret and use legal information

Part B: Course Detail

Teaching Period: Term1 2018

Course Code: HWSS6122C

Course Title: Interpret and use legal information

School: 365T Global, Urban and Social Studies

Campus: City Campus

Program: C5360 - Diploma of Financial Counselling

Course Contact: Jo Wallwork

Course Contact Phone: +61 3 9925 3983

Course Contact Email:

Name and Contact Details of All Other Relevant Staff

Nominal Hours: 65

Regardless of the mode of delivery, represent a guide to the relative teaching time and student effort required to successfully achieve a particular competency/module. This may include not only scheduled classes or workplace visits but also the amount of effort required to undertake, evaluate and complete all assessment requirements, including any non-classroom activities.

Pre-requisites and Co-requisites


Course Description

Course Description

This course describes the skills and knowledge required to assess and respond to the immediate and ongoing needs of clients in the context of a strengths-based and client-focused financial counselling model.

This course is clustered with four (4) other courses:

  • CHCFIN001 Facilitate the financial counselling process
  • CHCFIN002 Identify and apply technical information to assist clients with financial issues
  • CHCFIN003 Develop and use financial counselling tools and techniques
  • CHCPRP003 Reflect on and improve own professional practice

These five courses are delivered and assessed together.

National Codes, Titles, Elements and Performance Criteria

National Element Code & Title:

CHCLEG002 Interpret and use legal information


E1. Identify legislative framework

Performance Criteria:

1.1 Identify legislation that applies to the situation based on client or broader work needs

1.2 Investigate the scope and coverage of the legislation and its relevance to the situation

1.3 Correctly interpret terms and definitions in the legislation

1.4 Seek assistance or clarification from relevant personnel or experts


E2. Interpret legislative provisions and regulations

Performance Criteria:

2.1 Research legislation and its provisions that apply to the situation

2.2 Correctly interpret the detail of provisions within scope of own role

2.3 Extract and distil information relevant to the situation

2.4 Clearly and accurately document information


E3. Use legal information

Performance Criteria:

3.1 Summarise and present relevant legal information in a way that is suited to the client or other audience

3.2 Analyse how legal provisions directly link to the situation

3.3 Identify and respond to challenges presented by the situation and associated legal information

3.4 Clearly communicate options for action and possible outcomes

3.5 Identify situations where referral to legal experts is required and take action accordingly

3.6 Take action that supports achievement of the best possible outcome


E4. Maintain knowledge of legal information

Performance Criteria:

4.1 Identify and use opportunities to maintain knowledge of current and emerging legal information

4.2 Share updated knowledge and information with peers and colleagues

4.3 Pro-actively engage in process of review and improvement

Learning Outcomes


On successful completion of this course you will have developed and applied the skills and knowledge required to demonstrate competency in the above elements. By applying these skills and this knowledge you will be able to analyse and use technical and legal information and develop the appropriate written tools and resources to assist individuals to understand their rights and make informed decisions about financial issues within the context of a strengths-based and client-focused financial counselling model.

Details of Learning Activities

In-class activities: 

  • teacher directed group activities/projects 
  • peer teaching 
  • group discussion 
  • class exercises to review discussions/lectures 
  • role play activities

Out-of-class activities: 

  • independent project based work 
  • online and other research 
  • independent study

Teaching Schedule

Workshop 1 


Ethical considerations

  • conflict of interest
  • appropriateness of FC for client, i.e., is client seeing the right person?
  • Introduce FCA Code of Ethical Conduct

Role – client’s expectations

Role & responsibilities of both client and FC

Referrals – (this will be picked up further and in other units)

Legal requirements – such as confidentiality

Discussion of WIL placement, how/why this is assessed, what assessment activities for WIL 
 Workshop 2  

How to collect financial information and other relevant information

Examine and analyse information/client material


Highlight important features of financial position

Assist client to identify areas for action

Client’ s legal rights and responsibilities

Assessing a client’s issue/s

Options (including debt)

Documentation (legal)

Debt and debt recovery

Introduction: credit reporting

  • (students access own credit report)
  • consequences of options for clients - credit report
Consumer Law  CALC
 Workshop 3  

Developing Action Plans/Debt Recovery and EDR

(CALC for Debt Collection & Going to Court for a Debt)

How to identify the need for legal advice


Consumer protection and legal rights

Introduce Reflective practice

 Workshop 4  

Consumer Law (CALC) and Fines Infringement Court/Special Circumstances

Bankruptcy – AFSA

Debt agreements


Resources and Referral

  • Finding and managing resources

Appropriate resources for client (referrals)

 Workshop 5  

Credit Law –

Case Studies and Assessment

Going to court for a debt

Credit Law/Other areas of law (CALC) and Bankruptcy (AFSA)

National Hardship Register

Courts Process – Small Claims: where do clients go/ who attends this/ Home repossession Court

Reflective practice
 Workshop 6  

Ongoing Support/Reflective Practice/Resources and WIRE

Micro-finance: Good Shepherd to present re NILS, STEP UP, etc.


 Workshop 7

Review and Final Assessment activity (in-class)


Please note: While your teacher will cover all the material in this schedule, the weekly order is subject to change depending on class needs and availability of speakers and resources.

Learning Resources

Prescribed Texts


Other Resources

Overview of Assessment


Overview of Assessment

Your knowledge and understanding of course content is assessed through:

  • Case study scenarios and questions
  • Knowledge questions
  • Research projects
  • Simulated activities such as role play activities
  • the 220-hour work placement

Assessment Tasks

Assessment Task 1: Online Quiz and Written Questions

Due date:  25 February 2018

Assessment Task 2: Case studies and Written Questions

Due date: 15 April 2018

Assessment Task 3: Case studies and Written Questions

Due date: 27 May  2018

Assessment Task 4: Case studies and Online Quiz

Due date: 8 July 2018

Assessment Task 5: Case studies and Written Questions

Due date: 12 August 2018

Assessment Task 6: Personal Development Plan and Online Quiz

Due date: 14 October 2018

Assessment Task 7: Observation/Role Play 

In-class assessment October 31 and November 1

Assessment Matrix

The assessment matrix demonstrates alignment of assessment tasks with the relevant unit of competency. These matrices are available with the assessment tasks on Canvas.

Other Information

Please refer to the RMIT student page for extensive information about study support, assessment, extensions, appeals and a range of other matters:


It is strongly advised that you attend all sessions in order to engage in the required learning activities, ensuring the maximum opportunity to gain the competency.

Applying for Special Consideration

If you are seeking an extension of more than seven calendar days (from the original due date) you must lodge an Application for Special Consideration form, preferably prior to, but no later than two working days after the official due date. Late applications will only be accepted in exceptional circumstances. For information about Special Consideration and how to apply, see:

Assessment Appeals

If you believe your assessment result or final result is wrong please contact the course coordinator and provide the reason why you think your result is incorrect. Valid reasons for seeking a review of results include:

  1. a) You believe an error has occurred in the calculation of the grade; or,
  2. b) You believe the assessment did not comply with criteria published in the Course Guide; or,
  3. c) You believe the assessment did not comply with University Policies on Assessment (i.e. an error in process has occurred).

Full details of the procedure (including appeals procedure) can be located at this RMIT site:

Academic Integrity

Academic integrity means honesty and responsibility in scholarship through respecting the work of others whilst having the freedom to build new insights, new knowledge and ideas. RMIT University upholds the values of academic integrity as fundamental to the scholarship undertaken by all members of its community. Whenever you refer to another person’s research or ideas (either by directly quoting or paraphrasing them) you must acknowledge your source.

If you are even in doubt about how to properly cite a reference, consult your lecturer or the academic integrity website:

The RMIT library provides tools to assist with your referencing

Plagiarism and Collusion

Plagiarism and collusion constitute extremely serious academic misconduct, and are forms of cheating. You are reminded that cheating, whether by fabrication, falsification of data, or plagiarism, is an offence subject to University disciplinary procedures. Plagiarism is the presentation of the work, idea or creation of another person as though it is your own. It is a form of cheating and is a very serious academic offence that may lead to expulsion from the University. Plagiarised material can be drawn from, and presented in, written, graphic and visual form, including electronic data, and oral presentations. Plagiarism occurs when the origin of the material used is not appropriately cited. Plagiarism is not acceptable.

Examples of plagiarism include:

  • Copying sentences or paragraphs word-for-word from one or more sources, whether published or unpublished, which could include but is not limited to books, journals, reports, theses, websites, conference papers, course notes, etc. without proper citation;
  • Closely paraphrasing sentences, paragraphs, ideas or themes without proper citation;
  • Piecing together text from one or more sources and adding only linking sentences;
  • Copying or submitting whole or parts of computer files without acknowledging their source;
  • Copying designs or works of art and submitting them as your original work;
  • Copying a whole or any part of another student's work; and
  • Submitting work as your own that someone else has done for you.
  • Enabling Plagiarism: the act of assisting or allowing another person to plagiarise or to copy your own work is also an offence.

For further information, please see the RMIT Plagiarism Policy –;ID=sg4yfqzod48g1 (unresolved) – and the RMIT Student Conduct Regulations –;ID=r7a7an6qug93

Complaints Procedure:

RMIT University is committed to providing a harmonious study and work environment for all students and staff. The University recognises your right to raise concerns about academic, administrative or support services without recrimination and has policies and procedures to assist in the resolution of complaints.

Most issues are resolved at the local level and you are encouraged to take steps to resolve your issue locally. The student complaint procedure details steps to take if your problem is not resolved or you believe the response you received is unreasonable. See this link on the RMIT webpage for further information:

Working with Children Check – This course requires a Working with Children Check

Police Check – This course requires a satisfactory Police Check

Course Overview:  Access Course Overview


Course Overview: Access Course Overview