Course Title: Risk, Insurance and Social Security

Part A: Course Overview

Course Title: Risk, Insurance and Social Security

Credit Points: 12.00

Terms

Course Code

Campus

Career

School

Learning Mode

Teaching Period(s)

ACCT2263

Open Learning Australia

Non Award

615H Accounting

Distance / Correspondence

OUASP2UG19,
OUASP2UG20,
OUASP4UG20,
OUASP2UG21,
OUASP4UG21

ACCT2287

City Campus

Undergraduate

615H Accounting

Face-to-Face

Sem 1 2017,
Sem 1 2018,
Sem 1 2019,
Sem 2 2019,
Sem 1 2020,
Sem 2 2020,
Sem 1 2021,
Sem 2 2021

ACCT2287

City Campus

Undergraduate

665H Accounting, Information Systems and Supply Chain

Face-to-Face

Sem 1 2022,
Sem 2 2022,
Sem 1 2023,
Sem 2 2023,
Sem 1 2024,
Sem 2 2024

Flexible Terms

Course Code

Campus

Career

School

Learning Mode

Teaching Period(s)

ACCT2297

OUA CSP

Undergraduate

615H Accounting

Internet

OUACSP2019 (All)

Course Coordinator: Dr Ama Samarasinghe

Course Coordinator Phone: +61 3 9925 4119

Course Coordinator Email: ama.samarasinghe@rmit.edu.au

Course Coordinator Location: Building 80

Course Coordinator Availability: By appointment via email


Pre-requisite Courses and Assumed Knowledge and Capabilities

 

Before enrolling in this course it is required that you complete the course BAFI2040 Personal Wealth Management or ACCT1018 Financial Planning.

 


Course Description

 

The course aims to develop an understanding of concepts, principles and applications of insurance as related to financial planning.

The course will explore fundamental concepts of insurance, risk management, legal principles, classes of insurance, insurance planning, business insurance, and the regulatory environment and distribution of insurance products.

The role of Centrelink and the various social insurance programs, benefits and allowances available will also be covered in relation to the impact of financial products on social security benefits.

The course fulfils the competency guidelines set by the Australian Securities and Investments Commission (ASIC) for the training of authorised representatives in generic and specialist knowledge in core, life and general insurance.

 


Objectives/Learning Outcomes/Capability Development


On successful completion of this course you will be able to:   CLO1. Critically analyse the costs and benefits of insurance to individuals and society.

CLO2. Analyse and evaluate client’s eligibility for social security benefits for appropriate strategy recommendations.   CLO3. Evaluate the relevance of the risk management process, the selection of appropriate techniques in treating loss exposures and the basic legal principles governing insurance contracts to structure advice to clients.   CLO4. Critique the types of general insurance products in personal risk insurance and apply insurance needs analysis to identify required level of cover and associated tax estimates.   CLO5. Evaluate the underwriting process of insurance contracts in relation to premium pricing and match relevant features in providing advice to clients.




Overview of Learning Activities

 

Your learning will be supported through various activities which may include quizzes; assignments; recommended readings; sourcing, researching and analysing specific information; solving problems; debating selected topics on discussion forums and producing written work.

 


Overview of Learning Resources

Various learning resources are available online through MyRMIT Studies\Canvas. The lecture notes and workshop notes are posted on Canvas.

Resources are also available online through RMIT Library databases and other facilities. Visit the RMIT library website for further details. Assistance is available online via our chat and email services, face to face at our campus libraries or via the telephone on (03) 9925 2020.

Additional resources and/or sources to assist your learning will be identified by your course coordinator and will be made available to you as required during the teaching period. 

 


Overview of Assessment

The assessment tasks, their weighting and the course learning outcomes to which they are aligned are as follows:

Assessment Task 1: 25%
Linked CLOs: 1, 3, 4, 5

Assessment Task 2: 35%
Linked CLOs: 1, 3, 4, 5

Assessment Task 3: 40%
Linked CLOs: 1, 2, 3, 4

Feedback will be provided throughout the semester in class and/or in online forums through individual and group feedback on practical exercises and by individual consultation.