Course Title: Apply economic principles to work in the financial services industry

Part B: Course Detail

Teaching Period: Term2 2023

Course Code: ECON5051C

Course Title: Apply economic principles to work in the financial services industry

School: 525T Business & Enterprise

Campus: City Campus

Program: C6181 - Advanced Diploma of Accounting

Course Contact: Doug Gourlay

Course Contact Phone: +61 3 9925 5944

Course Contact Email: doug.gourlay@rmit.edu.au


Name and Contact Details of All Other Relevant Staff

Anthony Di Stasio

anthony.distasio@rmit.edu.au

Nominal Hours: 60

Regardless of the mode of delivery, represent a guide to the relative teaching time and student effort required to successfully achieve a particular competency/module. This may include not only scheduled classes or workplace visits but also the amount of effort required to undertake, evaluate and complete all assessment requirements, including any non-classroom activities.

Pre-requisites and Co-requisites

There are no pre-requisites for this unit.

Course Description

This unit describes the skills and knowledge required to apply broad principles of financial economics that underpin a range of tasks and functions in the financial services industry. It includes understanding how financial instruments are priced in markets, and techniques and processes that government and organisations use to manage financial risk, demonstrating broad knowledge of economic theories and related decision making in a national and organisational economic context.

The unit applies to individuals who have understand economics and how it impacts work in the financial services industry. The skills and knowledge described in this unit also underpin other skills required for work in the financial services industry and may be applied in all sectors of the industry.

No licensing, legislative or certification requirements apply to this unit at the time of publication.


National Codes, Titles, Elements and Performance Criteria

National Element Code & Title:

FNSINC611 Apply economic principles to work in the financial services industry

Element:

1. Identify economic principles that impact work

Performance Criteria:

1.1 Develop knowledge of economic principles relevant to industry and own role 1.2 Develop knowledge of microeconomic theory and influences on financial products and services that relate to tasks within own role 1.3 Identify capital adequacy regulation and requirements applicable to work functions

Element:

2. Use knowledge of economic principles in work

Performance Criteria:

2.1 Apply relevant financial modelling techniques to economic data to inform decision making 2.2 Analyse and apply appropriate asset pricing models 2.3 Apply models to determine organisational value in relation to capital structure 2.4 Evaluate own work in context of relevant economic principles

Element:

3. Review work and maintain understanding of economic principles

Performance Criteria:

3.1 Research current economic theories and their impact on the industry and confirm relevant current knowledge 3.2 Evaluate own work in context of relevant economic principles 3.3 Integrate contemporary economic principles into work practices


Learning Outcomes



Details of Learning Activities

Apply Economic Principles will be delivered through face-to-face  classes and by accessing materials and resources here in Canvas. Online research is strongly encouraged during class as we need to be up-to date on economic issues.

RMIT offers a variety of learning and teaching approaches including group discussions, tutorials, workplace simulated projects, online quizzes, role plays and case studies.

We expect you to participate and contribute in all scheduled learning activities.


Teaching Schedule

 

Week

Topic

Readings and Activities

Assessment

1

Ch 1 Introduction to Economics and the course

 

Pre-class work:
•    Watching the welcome video to familiarise with the course and Canvas shell navigation
•    Reading help and support information
•    Understanding RMIT policies and guidelines
•    Checking Collaborate Ultra- Student guide
•    Viewing Course guide information
•    Getting information on required learning resources

 

2

Ch 1 Introduction to economics 

Review Questions

 

3

 

Ch 2 Micro economic Principles 1

Review Questions

 

4

Ch 2 Micro economic Principles 2

 

 Review Questions

 

5

 

Ch 4 Firms & Market Structures

 

Review Questions

Assessment 1 Due

6

 

Ch 13 Debt & Equity

 

 Review Questions

 

7

Ch 11 Introduction to Finance and Review of Financial Mathematics 1

Review Questions

 

8

Ch 11 Introduction to Finance and Review of Financial Mathematics 2

Review Questions

 

9

Ch 12 Capital Budgeting

Review Questions

 

10

Ch 14 Portfolio Theory

 

 

 

 

Review Questions

 

11

Assessment 2

Review

 

 

Review Questions

Assessment 2 Due

12

 

Ch 10 Economic Theory

Review Questions

 

13

 

Ch 15 Financial Regulations & Capital Requirements

 

Review Questions

 

14

 

Review Assessment 3

 In class exercises

 

15

 

Review Assessment

 

 In class exercises

Assessment 3 Due

16

Feedback/Resubmissions

Resubmissions

Resubmissions

17

Resubmissions

 

 

18

Final resubmissions/Grade entry

 

 

   
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       


Learning Resources

Prescribed Texts

Apply Economic Principles to Work in the Financial Services Sector

9781760730802


References


Other Resources

Provided on Canvas


Overview of Assessment

In order to achieve competency in this unit, you must provide:

Performance Evidence

The candidate must demonstrate the ability to complete the tasks outlined in the elements, performance criteria and foundation skills of this unit, including evidence of the ability to:

  • apply economic principles to at least one product and one service
  • apply financial modelling techniques to at least one scenario.

Knowledge Evidence

The candidate must be able to demonstrate knowledge to complete the tasks outlined in the elements, performance criteria and foundation skills of this unit, including knowledge of:

  • key features of common economic theories that relate to the financial services industry
  • key features of microeconomic principles and how they relate to financial services industry products, services and organisational practices
  • capital adequacy requirements for financial services organisations based on financial product mix
  • asset pricing models and their use in identifying organisational value and capital structures
  • key economic theories and valuation of assets relevant to own role
  • financial modelling techniques and tools
  • industry or organisation financial markets, products and services
  • legislative and statutory requirements and industry codes of practice relevant to own role
  • techniques and tools for evaluation and interpretation of research data.

Assessment Conditions

Skills in this unit must be demonstrated in a workplace or simulated environment where the conditions are typical of those in a working environment in this industry.

This includes access to:

  • office equipment, technology, software and consumables
  • current financial services industry economic literature and research.

Assessors of this unit must satisfy the requirements for assessors in applicable vocational education and training legislation, frameworks and/or standards.

You are advised that you are likely to be asked to personally demonstrate your assessment work to your teacher to ensure that the relevant competency standards are being met.

Feedback

Feedback will be provided throughout the semester in class and/or online discussions.  You are encouraged to ask and answer questions during class time and online sessions so that you can obtain feedback on your understanding of the concepts and issues being discussed. Finally, you can email or arrange an appointment with your teacher to gain more feedback on your progress.

You should take note of all feedback received and use this information to improve your learning outcomes and final performance in the course. 


Assessment Tasks

You are required to complete three (3)assessment.

You must successfully complete all 3 tasks to be deemed competent in this course.

TASK 1 General Economic Principles  (Due date: Week 5)

TASK 2 Evaluating Economic Principles (Due date: Week 11)

TASK 3 Review and Maintain (Due date: Week 15)


Assessment Matrix

 

Assessment Matrix  

The assessment matrix that maps all the assessment is available on Canvas.

  Other Information  

Submission Requirements

  • Ensure that you submit assessments on or before the due date.
  • Always retain a copy of your assessment tasks. (hard copy and soft copy)
  • When you submit work for assessment at RMIT University you need to use the Assessment task document that includes a declaration and statement of authorship.
  • Each page of your assessment should include a footer with your name, student number, the title of the assessment, unit code and title and page numbers.

Resubmissions (VET Programs)

If you are found to be unsuccessful (Not satisfactory/Unsatisfactory) in a Course Assessment Task you will be allowed one resubmission.  Your teacher will provide feedback regarding what you need to do to improve and will set a new deadline for the resubmission.

If you are still not meeting the assessment requirements you must apply to your Program Manager in writing outlining the steps you will take to demonstrate competence in your course. Your submission will be considered by the Program Team and you will be advised of the outcome as soon as possible.

Penalties for Late Submission 

Late submissions of assignments without special consideration or extension will automatically be considered a re-submission (see above).

Extensions, Special Consideration and Adjustment to Assessments

Extensions:

Extensions are available for unforeseen circumstances of a short-term nature.

An application form must be submitted to the school at least one working day before the due date of the assessment.

Extensions can be approved for a maximum of one week (seven calendar days) past the due date for an assessment. (Where students need an extension exceeding one week they must instead apply for special consideration.)

Special consideration:

Special consideration is available for unexpected circumstances outside students’ control. These include but are not limited to: unexpected short-term ill health, and unavoidable family, work, cultural or religious commitments.

An application for special consideration is made in advance of an assessment wherever possible but will normally be accepted within five working days after the assessment date

For more information, see the Special Consideration page of the RMIT website.

Adjustments to Assessment:

RMIT provides several adjustments to assessment for students experiencing ongoing or long-term circumstances. Find the right one for your circumstances here.

Changes to the Assessment Scheme

Where a change to assessment approved by the dean/head of school changes an assessment due date, students will be given at least five working days’ notice of the new due date.

Feedback

You can expect to receive marks and feedback on in-course assessment work in time to improve your performance in related assessment tasks later in the course.

Academic Integrity and Misconduct

Students demonstrate academic integrity in their assessment practices by:

  • engaging with assessment activities in an honest way;
  • providing accountability for the authorship and originality of work submitted;
  • acknowledging the work of others and the re-use of original work.

Academic misconduct is addressed in accordance with the Student conduct policy

Assessment involving research with human participants, their information or their tissue, or animal subjects is carried out in accordance with the Staff ethics and integrity policy.

For further information see the Academic Integrity website.

Review and Appeal

A student may request a review of an assessment result or appeal a final course grade in accordance with the Conduct of assessment and appeals section of the Assessment Processes.

Grade Criteria

You must demonstrate that you have all the required skills/knowledge/elements in the unit of competency you are studying.

The following grades are available for this course.

Vocational education grades:

CA - Competency Achieved

NYC - Not Yet Competent

DNS - Did Not Submit for assessment

Course Overview: Access Course Overview